SHAPE America Member Insurance Program

Why buy insurance through your professional association?

Our Guarantee
We want you to be completely satisfied with your association-sponsored insurance plan. Should you decide that a life, health or professional liability plan you have purchased is not right for you, return your certificate (without claim) within 30 days and your money will be refunded promptly — no questions asked, no forms to fill out.

Group Rates

Buying insurance through a group may be more economical than buying an individual policy. Through your association, you’re included in a large insurance-purchasing group with more then 1 million members. That’s a lot of buying power!

Quality Products

We offer top products from insurance industry leaders such as New York Life Insurance Company, GEICO, MetLife and others — companies with a proven record of financial strength and meeting their obligations to policyholders.

Exceptional Service

We believe courteous, efficient service is required in every situation. If we fail to uphold that standard for even one member, we jeopardize our relationship with every member.

Reliable Partners

These plans are made available through your association’s participation in the Trust for Insuring Educators (TIE). The Trust consists of more than 60 professional educational associations with more than 1 million members.

SHAPE America sponsors these insurance plans as a service to members but does not incur expenses or income from their sale.
Affordable, comprehensive protection you and your family can depend on
Access to the Trust for Insuring Educators (TIE) insurance program is the hidden gem in your SHAPE America membership. For more than 40 years, TIE has offered affordable insurance plans created with educators in mind.

Some plans feature rates or discounts not available elsewhere; others have unique features or benefit structure. All come with exceptional customer service provided by the program administrator, Forrest T. Jones & Company.


Group Life Insurance

Graded Term Life*
Our most popular plan features unisex rates applied in 5-year age bands. Members and spouses under age 65 can request up to $1 million in coverage. Once approved, coverage continues to age 80 as long as premiums are paid.

Underwritten by New York Life Insurance Co., New York, NY. Policy form GMR-FACE-G6300

10-Year Level Term Life*
Lock in rates guaranteed not to change for the first 10 years of coverage! This term life plan features five rate tiers, which rewards the healthiest applicants with lower premiums.

Underwritten by New York Life Insurance Co., New York, NY. Policy form GMR-FACE-G291120

Accidental Death & Dismemberment*
Our plan pays up to $300,000 for death from any covered accident and lesser amounts for the loss of limbs or eyes. All benefits DOUBLE if the accident occurs on a common carrier or is work- related. Family coverage is available.

Underwritten by Fidelity Security Life Insurance Company, Kansas, City, MO.

Auto & Home

GEICO Auto Insurance‡
Members may qualify for a special association discount as well as other discounts in most states. GEICO features 24-hour claims handling and a handy mobile app that puts policy services at your fingertips. For a quote in 15 minutes or less, visit or call (800) 368-2734.

Property Insurance
GEICO can help homeowners, renters and condo / co-op owners to find affordable coverage for their real estate and personal property through GEICO Insurance Agency, Inc. Start a rate quote online at

LegalShield & IDShield
Protect yourself and your family from life's common legal issues and the rising crime of identity theft with LegalShield and its companion product, IDShield. Association members receive a rate reduction of up to 20% and can save even more when purchasing both products.

Health Insurance

Educators Dental Plan
Take care of your family's teeth with a MetLife dental plan that pays for preventive / diagnostic care and basic restorative care with no waiting period. Choose from a nationwide roster of participating dentists.

Long-Term Care Insurance
Our evaluation service provides personalized, no- obligation price and benefit comparisons on long-term care insurance plans from several top- rated insurers, covering home health care, assisted living and nursing home expenses.

Group Disability Income Protection*
If you can't work due to a covered disability, you can receive up to two-thirds of your salary to age 65. Choose a monthly benefit amount from $200 to $5,000. Short-term disability coverage option also available.

Underwritten by New York Life Insurance Co., New York, NY. Policy form GMR-FACE-G5438


Career Protection

Professional Liability Insurance
(For W-2 employed educators and student educators)

Our policy covers you individually against a broad range of risks that educators face. Choose either $1 million or $2 million in protection. Rates start at $94 per year.

Professional & General Liability Insurance
Two essential forms of protection bundles in an affordable package for SHAPE America members who are independent contractors. Choose up to $4 million in coverage. Learn more at
Complete information† and applications for all products are available online at

Customer service at your convenience. 800.821.7303 8:30 a.m. – 5:00 p.m. (CST) Monday – Friday (except holidays)
* Not available in certain states or to residents of a foreign country. If you live in Canada or Puerto Rico, please call for product availability.

‡ Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.